In essence it is a payment option that allows you to purchase goods that you may not be able to purchase in cash, by having the store/supplier that you have purchased it from hold it for you while you pay it off in an agreed time frame. This payment option is a signed agreement between you and the supplier and no interest is charged. If – for some reason – you are no longer able to complete the purchase, you will be refunded and charged an agreed cancellation fee. Once the full amount for the goods have been paid, work will start on making your dream space come to live. We will require a 10% upfront deposit to engage the agreement.